Investments
As careers progress, financial objectives evolve — POLARIS lets each member select the strategy that best fits their goals and risk appetite.
A personal choice of strategy for every member
As careers progress, financial objectives evolve — POLARIS lets each member select the strategy that best fits their goals and risk appetite.
A growth-oriented allocation for members with a longer horizon to retirement.
Members can switch strategy twice a year, every year until retirement, at no cost.
* Actual returns are net of all fees; annualised over 7.5 years (Jan 2019 – Jun 2026). Dynamic strategy results are simulated prior to 2023; Cash strategy results from 2024 onwards. Past performance is not a guide to future returns.
Ahead of the competition in every strategy
Net strategy returns versus the three largest competing provident funds — POLARIS ranks first in every strategy.
Growth of €100 invested at the start of 2019, net of all fees. Values are hidden by default — hover any point to reveal the figures. Detailed figures available on request.
| Strategy | Polaris | C1 | C2 | C3 |
|---|---|---|---|---|
| Conservative | 1 | 4 | 3 | 2 |
| Balanced | 1 | 4 | 2 | 3 |
| Growth | 1 | 3 | — | 2 |
| Dynamic | 1 | 3 | 4 | 2 |
Rank vs. the three largest competing provident funds, based on cumulative net return (YTD 2026). Full performance figures available on request.
Request detailed figures →Managed by Argus
POLARIS' investment strategies are managed by Argus — 15+ years of asset-management expertise and best-in-class returns, regulated by CySEC.
Blue-chip clientele comprising the largest private and state-owned retirement schemes in Cyprus, with global investment mandates.