About
A multi-employer, open-ended provident fund delivering optimal pension outcomes through best-in-class results.
At a glance
A multi-employer, open-ended provident fund delivering optimal pension outcomes through best-in-class results.
* Includes transfer-ins not yet completed.
Individual strategy choice
Each member picks the strategy that fits their goals.
Best-in-class returns
Ranked #1 vs. competitors in every strategy.
Low expense ratio
One transparent all-in fee, no hidden charges.
Advanced online platform
Manage everything online, 24/7.
Safety of assets
Ring-fenced, separate legal entity, EU-bank custodian.
Robust governance & asset protection
Clear roles, independent oversight and ring-fenced assets — your savings belong to you.
Asset protection & ring-fencing
Separate legal entity; assets held by an independent custodian.
Separation of duties
Operational and oversight responsibilities are clearly identified and separated.
Delegation & expert advice
Specialist advisors with distinct, defined roles.
Accountability
To members, the supervisory board and the competent authorities.
Transparent cost structure
One all-in fee; no hidden charges.
Managed by Argus
POLARIS' investment strategies are managed by Argus — 15+ years of asset-management expertise and best-in-class returns, regulated by CySEC.
Blue-chip clientele comprising the largest private and state-owned retirement schemes in Cyprus, with global investment mandates.